What would you take home if you worked one day less each week? What happens if you stop working earlier or start drawing your pension at a different time? I can calculate and compare scenarios to help you make an informed choice.
A change in gross income does not tell the whole story. Tax credits, deductions and benefits may change too.
Tell me briefly what you need. We will discuss the options and the costs first.
Which choices can I compare?
For example, I can calculate the effect of working more or fewer hours, combining employment income with a pension, or making a deductible annuity contribution.
If you want to top up your pension, I can also calculate your annual allowance and any available carry-forward allowance. In Dutch, these are called jaarruimte and reserveringsruimte. Subject to the relevant conditions, they determine how much you can deduct for qualifying annuity contributions.
What will you receive?
We first agree which scenarios you would like to compare. I make the calculations and explain what causes the differences. I also set out the information and assumptions used and the uncertainties that matter.
This gives you a clearer view of the tax consequences. If your plans or income change later, the outcome may change as well.
Your plans do not need to be final
Tell me what you are considering and what you would like to understand. I will help you define the question and explain which information is needed and what the calculation will cost before starting.